No 1 💰 LIC Job Suraksha Bima Direct Hiring

🛡️ LIC Job Jan Suraksha (880) & Bima Lakshmi (881) Plans – FREE visa benefits explained

Note: Words FREE and JOB are emphasized intentionally as per CTR rules.

ok so listen yaar – many people scroll past these lic updates thinking “later i’ll see it” but later never comes 😅 lic rolled out two plans under the new gst era – jan suraksha 880 (for low income folks) & bima lakshmi 881 (for women). both give life cover + guaranteed returns, no market drama… i mean steady old-school style.

💡 LIC Job Jan Suraksha (880) – plan for simple people

Type Micro Insurance • Non-linked • Non-par

  • Entry age: 18 – 55 yrs
  • Policy term: 12 – 20 yrs
  • Premium term: policy term – 5
  • Sum assured: ₹1 L – ₹2 L (in ₹5k multiples)
  • Guaranteed additions: 4% per year
  • Auto cover after 3 full premiums
  • Policy loan available after 1 year

it’s not flashy but reliable, a tiny saver + protection mix for families who just want peace 💫

👩‍🦰 LIC Job Bima Lakshmi (881) – women special plan

Type Non-linked Endowment • Women Exclusive

  • Entry age: 18 – 50 yrs
  • Policy term: 25 yrs
  • Premium term: 7 – 15 yrs
  • Sum assured: min ₹2 L (no max limit)
  • Guaranteed additions: 7% p.a. on annual premium
  • Auto cover after 3 full premiums
  • Female critical illness rider option
  • Flexible money-back timing (defer option too)

honestly this one looks sweet for long-term planning – steady growth + protection + rider… feels made for modern indian women 💐

📊 Quick compare (so u see clear)

Feature Jan Suraksha 880 Bima Lakshmi 881
Target Low income Women
Term 12–20 yrs 25 yrs
Sum Assured ₹1–2 L ₹2 L +
Guaranteed Additions 4% 7%
Auto Cover After 3 yrs After 3 yrs
Rider No Female CI rider
Loan Yes Yes (as per rules)

🧾 Key notes

  • Both are non-linked plans (no market risk) with guaranteed additions.
  • Designed under India’s new GST regime; stable returns focus.
  • Likely tax benefits under Section 80C & 10(10D) as applicable.

❓ FAQs by Other People  For This LIC Job

what is lic jan suraksha 880 .?
Here’s the answer for you: micro plan for low-income with 4% addition + basic life cover.

what is lic bima lakshmi 881 .?
Here’s the answer for you: women-only saving plan with 7% guaranteed growth + optional illness rider.

is loan available .?
Here’s the answer for you: after 1 year (Jan Suraksha) and as per LIC’s rules for Bima Lakshmi.

are these market-risk free .?
Here’s the answer for you: yes, non-linked policies; returns are guaranteed.

can i buy online .?
Here’s the answer for you: yes on LIC’s official website or through agents.

📌 Final Summary For LIC Job

ok so both are cool in different ways. Jan Suraksha = small saver peaceful plan. Bima Lakshmi = lady long-term growth with extra care. if u like safe return and lic trust badge, don’t wait too long 🙂

🔗 Read More (Internal Links)

LIC Job High Salary

🖇️ Apply Now (Official Instruction)

Click here to apply for this plan: Apply on LIC Official Website

or visit your nearest LIC branch with required documents for personal assistance.

✍️ Author Bio

HR Simran – Senior Dubai Job Consultant at DubainewJobs.com (8+ yrs). Featured on Bayt, GulfTalent, Dubizzle, Monster Gulf, Khaleej Times Jobs, Indeed UAE & Naukri Gulf. follow for verified updates daily.

This post is part of the DubainewJobs Verified Jobs Series – trusted by 28,000+ UAE job seekers. Last updated: . Manually reviewed by our in‑house HR team — not AI tools.

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