Market Job Strong Online Insurance Job Momentum Drives Revenue Growth
Market Job Results show robust traction across online insurance and credit, with sharp gains in revenue, premiums, and renewals. This concise update breaks down the key numbers, margin trends, and why digital distribution continues to power PB Fintech’s FY26 growth narrative.
Created October 30, 2025 • Author: Bhumish Seth • Reading Time: ~2 minutes
📊 Market Job Context & Sentiment
Broader markets are tuned to Q2 prints, and fintech remains in focus as online platforms deepen distribution in insurance and credit. PB Fintech’s update reinforces how discovery, onboarding, and renewals at scale are shifting the insurance journey online.
📌 Headline Numbers (Q2 FY26)
- Revenue from operations: ₹1,613.55 crore (vs ₹1,167.23 crore YoY)
- Consolidated operating revenue: ₹1,614 crore (up 38% YoY)
- Core online business revenue: ₹5,263 crore (up 34.19% YoY)
- Core insurance revenue: up 36% YoY
- Credit revenue: ₹106 crore
- Total disbursals (core online business): ₹2,280 crore
💹 Profitability & Margins
- Net Profit (PAT): ₹134.87 crore (vs ₹50.98 crore in Q2 FY25)
- Profit Before Tax (PBT): ₹142.06 crore (vs ₹60.26 crore YoY)
- Adjusted EBITDA: ₹156 crore (vs ₹56 crore YoY)
- Adjusted EBITDA Margin: 10% (vs 5% a year ago)
🛡️ Insurance Engine: Premiums & Renewals
- Total insurance premiums: ₹7,605 crore (up 40% YoY)
- Health insurance: +60% YoY
- Core new insurance premium (ex-savings): +39% YoY
- Non-savings insurance premiums: sustained 35–45% growth over last 10 quarters
🔁 Renewals = Quality Recurring Engine
- Renewal & trail revenue (12-month rolling): ₹774 crore (vs ₹556 crore YoY)
- Quarterly insurance renewal revenue (ARR): ₹758 crore (vs ₹516 crore YoY)
- CSAT: 90.5% — improved onboarding and claims support
🧭 Why It Matters For FY26
The mix shift toward renewals and health lines, coupled with online acquisition efficiency, is expanding contribution margins. With operating leverage kicking in, PB Fintech’s digital flywheel (discovery → purchase → renewal) continues to compound.
❓ FAQs by Other People For This Market Job
What are the headline figures in PB Fintech Q2 Results ?
Here’s the answer for you: Revenue from operations stood at ₹1,613.55 crore, consolidated operating revenue at ₹1,614 crore (+38% YoY), PAT at ₹134.87 crore, and adjusted EBITDA at ₹156 crore with a 10% margin.
How did insurance premiums trend in Market Job Results ?
Here’s the answer for you: Total insurance premiums reached ₹7,605 crore (+40% YoY), with health insurance up 60% YoY and core new insurance premium (ex-savings) up 39% YoY.
Are renewals a meaningful driver of profitability ?
Here’s the answer for you: Yes — renewal & trail revenue (12-month rolling) was ₹774 crore, with quarterly renewal ARR at ₹758 crore, supporting recurring income and contribution margin expansion.
What do margins and profitability indicate this quarter ?
Here’s the answer for you: Adjusted EBITDA rose to ₹156 crore (vs ₹56 crore YoY), with margins improving to 10% from 5% last year, and PAT nearly tripling to ₹134.87 crore.
How does customer experience affect outcomes here ?
Here’s the answer for you: CSAT of 90.5% reflects better onboarding and claims support, which generally boosts renewals, cross-sell, and long-term unit economics.
What is the key takeaway from Results for Market Job FY2 outlook ?
Here’s the answer for you: Digital distribution scale, premium growth in health and non-savings, and renewal compounding suggest continued operating leverage and robust FY26 execution.
🧾 📌 Final Summary For Market Job
PB Fintech delivered a strong Q2 FY26 across revenue, premiums, renewals, and profitability. With online distribution, high CSAT, and a deepening renewal base, the flywheel is turning faster — positioning the business for sustained margin improvement and scale through FY26.
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Last updated: October 30, 2025 by HR Simran, Dubai Job Consultant.
This article was written and reviewed manually by our in-house HR team – not by AI tools.